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OV patented, pending or licensed inventions include:

  • Instant Issue and Host Card Emulation (HCE) for Tap & Pay, Cloud based tokenized NFC payments, granted patents
  • Multimode Instant Messaging, 1-Tap or Handsfree Voice-With-Text message protocol
  • Concierge Pay for device, channel, tender agnostic In-Chat Payments w/Universal Wallet & Voice2Pay capabilities
  • Universally Contactless Super Card payment device for NFC and MST payment acceptance at 94% of points of sale
  • Omnichannel Multimode Concierge Service: converts customer calls, web and app chats, email… into rich multimode messaging service with payment